Closing Your Bank Account in Quebec

If it has come time for you to leave Quebec to return to your country of origin or move on to another city, make sure that when you go about closing your bank account in Quebec, it is done properly. Avoid any confusion, unnecessary fees, or any unpaid balances.

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Your first step will be to open a new account in your country of origin before you close your account in Quebec,  if you do not already have one open.

Next,  stop using your account about a week before you want to go close it in Quebec. This will ensure any pending transactions have been paid or deposited, and that there are no outstanding payments. It is a good idea to check your online banking account for any automatic payments, outstanding payments, deposits, etc. If you do not have online banking setup, you can call the bank or go in and talk to a bank manager.

The last step is to make an appointment at the bank to close your bank account in Quebec. If you cannot go to the bank in person due to time constraints or other personal reasons, you will need to write a letter clearly outlining your intention to close your bank account. This should include:

  • You name (or both names if it is a joint account),
  • Address,
  • Phone number and/or email address, in case they need to contact you,
  • Account number of the account you want to close,
  • If there is still a balance in your account, request that they send it to you by certified bank check.
  • Include a request for confirmation from them (either by email or mail) when your account has been successfully closed.


      • If you have overdraft protection on your account, be sure that it is made inactive before closing your bank account in Quebec.
      • Cut, shred  and destroy any checks, debit or credit cards, to ensure that you do not use them by accident.
      • Keep in your files the confirmation letter from the bank, which will state that your account has been closed. This way you can avoid any confusion, and have proof of the date of closure if it is ever needed.
      • If you have a credit card with a bank in Canada, stop using it and pay if off in full before you cancel it.


Planning on banking in Quebec? Sign up for and get full access to “The Guide.” Read the “Finances” chapter for more information on this topic.


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Relocating to Canada was a difficult decision that turned out to be exactly what I was looking for. It’s important for me to find a work-life balance that satisfies my professional ambitions, my family life and my personal interests. Here in the cities of Canada, we work hard, but a trip to the ski slope with the kids, or a night of excellent dining and a theater production is never out of reach. At, we can help all your moving formalities (like planning your finances and finding the perfect home) run smoother, so you can begin to enjoy your new city even faster. // Se relocaliser au Canada a été une décision difficile mais qui s’est avérée être exactement ce que je recherchais. C’est important pour moi de trouver un équilibre entre travail/ vie personnelle qui puisse satisfaire mes ambitions professionnelles, ma vie familiale et mes intérêts personnels. Ici, dans les villes du Canada, nous travaillons dur mais un petit tour sur les pistes de ski avec les enfants ou une soirée avec un bon repas puis une pièce de théâtre ne sont jamais hors de portée. A, nous pouvons vous aider à faire toutes vos formalités de déménagement ( comme la planification de vos finances et trouver la maison idéale ) tout en douceur afin que vous puissiez commencer à profiter de votre nouvelle ville encore plus rapidement.